Want to experience a full-service digital banking ecosystem on your mobile? If yes, all you need to know about Kotak 811, which is one-of-its- bank account, offering you all sorts of facilities at one place. Yes, right from offering you zero balance banking to seamless shopping, travelling and entertainment, this account makes you experience everything under one umbrella.
If we talk more about the same, this kotak 811 app gives you an unparalleled mobile banking experience like never before.
So, without any further delay, let’s just talk about the key features and benefits in the article below:
Up to 6% Interest p.a.
With zero minimum balance requirement, this account allows you to pay an interest of up to 6% per annum on savings account balance of over Rs.1 Lakh and up to Rs.1 Crore. You can earn 5% interest on savings balance of up to Rs.1 Lakh and 5.5% per annum interest on saving a balance of above Rs.1 crore.
Virtual Debit Card
Now you don’t need to carry a plastic card with you all the time as this virtual card is here to cater to all your needs. In fact, the hassle of carrying the money is also not there anymore because you can simply use this virtual card, which is all the time available in your mobile.
Zero Balance Account
One of the most exciting features about this card is the fact that it comes with a zero balance facility. Yes, wherein the users don’t need to maintain any minimum balance in the account. Hence, you can say that if an individual is having a zero balance, it’s not at all a problem.
Scan & Pay
When it comes to the payment, it would not be wrong to say that you don’t need to bother at all because you have an option to scan and pay. Yes, with the help of this account, you don’t need to bother at all as far as payments are concerned as you simply need to use the option of scan and can further pay for things.
Instant Account Opening
You would be glad to know that you can instantly open your account by simply downloading the app from Playstore. It is fast, simple and no doubt a hassle-free process along with a KYC. Thus, it would not be wrong to say that it allows you to enjoy a unique banking experience at your fingertips.
Shop. Travel. Entertainment
This 811 Kotak Account also allows you to enjoy plenty of services, wherein the customers can anytime shop and travel via this app. You can use it for shopping, travelling and in fact entertainment too without any hassle. It is simple and quick as this app can meet all your purposes in the best way.
Take a look at some more features:
- BHIM UPI Cashback Offer
- Special Fixed Deposit Rates @ 7.35% per annum for 390 days
- Enjoy 80% discount of up to Rs.200 on Kindle eBooks
- Avail up to Rs.750 Cashback on UPI transactions per month